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HOA glossary

Declaration of Covenants, Conditions, and Restrictions (CC&Rs)

The foundational legal document establishing an HOA, outlining property rights, obligations, and restrictions for all owners within a community.

Also calledCovenantsConditionsand Restrictions (CC&Rs)Master DeedEnabling DeclarationGoverning Document

The Declaration, often referred to as the Declaration of Covenants, Conditions, and Restrictions (CC&Rs), is the most critical and foundational governing document for any Homeowners Association (HOA) or common interest community. It is a legally binding instrument recorded with the county recorder’s office where the property is located. This document officially establishes the HOA, defines the boundaries of the community, and creates a uniform set of rules and regulations that apply to every property owner and resident within that community. Its primary purpose is to ensure the orderly governance, maintenance, and architectural harmony of the development, thereby preserving and enhancing property values for all members.

Contained within the Declaration are detailed provisions that cover a wide range of essential aspects of community living. These typically include, but are not limited to, the description of individual lots or units, identification of common areas and facilities (e.g., parks, pools, clubhouses), the allocation of voting rights, maintenance responsibilities (delineating what the HOA maintains versus what individual owners are responsible for), architectural control guidelines, use restrictions (such as rules regarding pets, rentals, noise levels, and home businesses), and the procedures for collecting assessments or dues. It also outlines the HOA’s powers and duties, including its authority to enforce the rules, levy fines, and place liens on properties for unpaid assessments. The Declaration is paramount, meaning all other governing documents, like Bylaws and Rules and Regulations, must be consistent with its provisions.

For HOA management, a thorough understanding of the Declaration is indispensable. It serves as the constitutional framework guiding the Board of Directors’ decisions, actions, and enforcement efforts. Board members must regularly consult the Declaration to ensure compliance when making policy, approving architectural modifications, or resolving disputes. For homeowners, it’s crucial to review and comprehend the Declaration before purchasing property within an HOA, as they automatically agree to abide by its terms upon closing. Amending the Declaration is typically a complex process, often requiring a supermajority vote of the homeowners, underscoring its enduring and fundamental nature in the structure and operation of the community.

Example

Before approving a homeowner's request to build a fence, the HOA board consults the community's Declaration to ensure the proposed fence meets all specified height, material, and setback requirements.
A prospective buyer receives a copy of the Declaration during escrow, detailing their obligation to pay monthly HOA assessments and abide by pet restrictions before finalizing the purchase.

Related terms

Bylaws

HOA Bylaws are the internal rules defining an association's operational structure, board duties, meeting procedures, and member voting…

Rules and Regulations

Specific operational guidelines established by an HOA board to govern daily community living, property use, and maintain harmony…

Articles of Incorporation

The foundational legal document filed with the state to officially establish a corporation, including homeowners associations, granting it…

Architectural Guidelines

Rules set by an HOA governing the design, appearance, and exterior modifications of properties within a community to…

Governing Documents

The foundational legal documents that establish an HOA, define its powers, and outline the rights and responsibilities of…

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